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News

Governor Announces Launch of Florida Hometown Heroes Housing Program

May 23, 2022

CAPE CORAL, Fla.  Gov. Ron DeSantis announced today the June 1, 2022 launch of the Florida Hometown Heroes Housing Program to help Floridians in over 50 critical professions purchase their first home. The Hometown Heroes Housing Program will be available to Floridians including law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans. Including this $100 million program, the Governor also announced his intent to support the total of nearly $363 million appropriated for affordable and workforce housing in the 2022-2023 budget, the highest total in 15 years.

The program is administered by the Florida Housing and Finance Corporation (Florida Housing) and has the highest and most inclusive eligibility of all Florida Housing down payment assistance programs. The program is geared to expanding on Florida’s existing housing programs to reach critical workers and those who have served our country. Find more about the program here.

“In Florida, we value the contributions of our police, firefighters, teachers, and nurses,” said Governor Ron DeSantis. “Our hometown heroes are the backbone of Florida communities and making sure that they can afford to be homeowners is a great way to give back to them and support the future of the American Dream.”

“Recently I started looking to buy a house. With the help of my realtor and loan officer, there was so much that I didn’t know about and they were able to help me and guide me,” said Officer Ashton Wolfe, Cape Coral Police Department. “I joined the military when I was 18. I was stationed in Washington, and when I left the military I came back to Cape Coral to serve my community as a police officer. The program Salute Our Soldiers, which is becoming the Hometown Heroes program, allowed me to buy a house at the age of 23 and I am the only 23-year-old I know that is buying a home, so it has done great things for me.”

Florida Housing received $100 million from the state Legislature this year to establish and administer the Florida Hometown Heroes Housing Program. This program will aid essential community workers in 50 different eligible professions with down payment and closing cost assistance to help first-time, income-qualified homebuyers purchase a primary residence in the communities they serve. Funds will be available to reserve starting June 1, which coincides with National Homeownership Month. This occasion celebrates the value that owning a home brings to families, communities, and neighborhoods across America.

To qualify for this program, homebuyers must connect with a participating loan officer, have a minimum credit score of 640, provide certification for one of the eligible occupations, and meet the income threshold for their county. Eligible borrowers will receive up to 5% of the first mortgage loan amount (up to a maximum of $25,000) in down payment and closing cost assistance in the form of a 0%, non-amortizing, 30-year deferred second mortgage.

For more information on how this program impacts veterans, their families and survivors, please visit www.floridahousing.org/hometownheroes.